Medical/Rx

All Cintas medical plan options provide the same quality medical coverage, which includes:

• 100% coverage for preventive care (annual physicals, screenings and immunizations)
• An out-of-pocket maximum to protect you by limiting the amount you have to pay out-of-pocket during a single year
• Provider choice — you can choose from in-network and out-of-network providers but you’ll save the most when you choose in-network providers

The differences between the plans has to do with how much you pay:

Weekly Paycheck Deductions
The amount taken from your weekly paycheck depends on the plan you choose. PPO Plan — Pay more out of every paycheck in exchange for paying less when you receive care. High-deductible Plan — Pay less out of every paycheck but pay more when you receive care. Keep in mind that deductions will also vary based on who you are covering and if you are eligible for the premium discount.
Out-of-Pocket Expenses
How much you pay depends on whether or not you use in-network providers, the plan you elect and the amount of medical care you receive. In all plans: You pay more out-of-pocket if you use out-of-network care. When you reach your out-of-pocket maximum, the plans pay 100%. In a PPO Plan: You know exactly how much you will pay when you visit an in-network doctor or an urgent care clinic or visit the emergency room because the PPO Plan has copays. You also have copays for prescription drugs. In a high-deductible health plan: You must pay the full cost of health care services until you reach your deductible. This includes the cost of prescription drugs. For Core Choice: You pay 20% of the cost of in-network health care services after you reach your deductible, until you reach your out-of-pocket maximum. For Core Value: You pay nothing for in-network health care services after you reach your deductible. For Essential: You pay nothing for in-network health care services after you reach your deductible.

Review detailed comparison of in-network costs.

Anthem CarelonRx is the prescription drug provider for all Medical Plans. Anthem CarelonRx provides you with access to many local pharmacies and major retail chains, including CVS, Walmart, Target and Kroger.

How Coverage Works

• Partners enrolled in the PPO Plans pay coinsurance and co-pays.
• Partners enrolled in the Core Choice, Core Value or Essential Plan must meet their Medical Plan deductible before prescription drugs are covered and then pay any applicable coinsurance.
• If you take ongoing maintenance medications, you’ll be required to get 90-day supplies after two 30-day fills of your prescription. You can get your 90-day supply filled at an in-network pharmacy OR Anthem CarelonRx’s Mail Pharmacy will deliver right to your door with free standard shipping.
• If you have a complex health condition and need specialty drugs, you’ll be required to fill them through Anthem CarelonRx Specialty Pharmacy. There will continue to be a cost-relief program available to partners enrolled in a PPO option to provide co-pay or coinsurance assistance. Even if you are currently enrolled in PrudentRx with CVS Caremark, you will need to enroll in CarelonRx’s Cost Relief program.

Manage Your Prescriptions

You can see and manage your prescriptions on anthem.com (register using your new member ID card, then go to My Plans and select Pharmacy). You can also use the Sydney Health^SM app.

A $15 per week medical premium discount is available to those who completed the Biometric Screening AND Health Assessment by August 30, 2024. This chart details the 2025 weekly medical payroll deductions for partners and eligible spouses who earned the full premium discount. Note: If you were hired on or after July 13, 2024, or you added your spouse on your coverage on or after July 13, 2024, you will automatically get this LiveWell premium discount for 2025.

*The Premium PPO Plan is only available to partners who were benefits-eligible before January 1, 2012 or are grandfathered into the Plan.

This chart details the 2025 weekly payroll deductions for partners and eligible spouses who are not receiving the premium discount.

*The Premium PPO Plan is only available to partners who were benefits-eligible before January 1, 2012 or are grandfathered into the Plan.

In some cases, partners may need to pay the following surcharges that increase the amount that comes out of your paycheck.

• Tobacco or Smoker Surcharge — If you or your spouse are a smoker or tobacco-user, which means that on average (in the last six months) you smoke or use tobacco more than once weekly, you will pay a surcharge of $15 per week per smoker/tobacco-user (e.g., if you and your spouse both smoke/use tobacco, you will pay a surcharge of $30 per week). Tobacco and smoking products include, but are not limited to, cigarettes, cigars, pipes, electronic devices (such as e-cigarettes, vape pens, tanks, juuls), snuff, chew, snus and dissolvables (such as orbs, sticks, strips, lozenges, tablets). Cintas offers the Quit For Life^® Tobacco Cessation Program to help you quit and remove the tobacco surcharge. Call 866.QUIT.4.LIFE (866.784.8454) or visit quitnow.net/cintas.
• Spousal Surcharge — If your spouse is eligible for coverage through his or her employer and you chose to cover them under Cintas’ medical plan, you will pay a spousal surcharge of $20 per week, effective January 1, 2025.